What Is Covered

Responds to claims for Professional Activities of a Member Insured in the course and scope of his or her duties as an employee of a North Carolina local education agency or accredited public school district, state education agency, or charter educational institution.

Covers wrongful acts in performance of professional activities

Coverage is written with $1,000,000 per Insured per occurrence and $1,000,000 aggregate per Insured

Broad coverage exists including, but not limited to:

• $10,000 limit for Accidental Death & Dismemberment
• Civil Rights – with no sub-limit like other policies
• $2,500 Per Insured claim, $10,000 aggregate per Insured per policy for attorney fees, and $5,000,000 aggregate per policy period
• Bail Bond
• Assault Related Property Damage
• $50,000 limit for Criminal Acts
• Employment Related issues, including protection of professional rights
• $100,000 limit for Volunteers, while acting at the direction of the Educational Institution